We provide a cost effective, personalised 1:1 Private Client Service as Buying Agents for First Time Buyers or those requiring proven property professionals to source and advise on a First or Second Home acquisition

SoProperty assists clients you from start to finish with the entire acquisition process.

A Bespoke Search and Find Agent

SoProperty is a uniquely personalised investment service set on solid foundations of trust and responsiveness. Supported by a team of trusted advisors, Miranda Fraser handles your property investment from identifying your spec, liaising with colleagues in the market, assessing and shortlisting suitable properties, viewing and choosing those of interest and advising the clients on the pitfalls and strengths of each. Hand in hand, the clients are guided on the appropriate steps to take and assisted with all negotiations to achieve the most competitive purchase price achievable. Such a high standard of service takes time and dedication, so only a handful of new clients are taken on board each year.

2026-2028

The Current Outlook for two different markets - Central London and Edinburgh with price brackets <£1M and £1M-£2M

There is a meaningful difference between these two markets. In Central London patience by buyers can result in significant adjustments in values in the the longer term. In Edinburgh, scarcity of attractive properties is creating challenges and competition between buyers both seeking to secure the same property.

Central London: Data is indicating a difficult near term with a gradual recovery more likely from 2027-2028. Savills forecast puts London prices down 4% in 2026 followed by a growth of 1% in 2027 and 3.5% in 2028. Prime Central London has it own market dynamics. For properties up to £1M, Kensington, Earls Court, Pimlico, Westminster, Islington and Clerkenwell are interesting at the moment. For properties in the £1-£2M price bracket there are also opportunities in Kensington, Chelsea and Knightsbridge where there have been significant falls in prices in recent years. The overall aim in the current market is to secure an unusually good property at a meaningful discount to comparable sales. A property agent, in this investment landscape, is worth taking on board.

Edinburgh: Data is indicating more resilient pricing, supported by constrained supply and strong demand for quality homes. Savills forecast anticipates up to 3% increase in 2026 and a 5.5% increase in property values in 2027. Premium Edinburgh homes can outperform or underperform the Scottish average. The data indicates Edinburgh offers a balance of capital growth and resale liquidity. Stockbridge and the New Town, with their period flats of character, attractive layouts and good natural light, Marchmont and Brunsfield, offering desirable residential streets and enduring local demand and Morningside and Murrayfield with their larger properties - all these areas offer good investments up to £1M. At £1M-£2M, the market is much smaller in Edinburgh with these prices securing Victorian townhouses and exception period homes. Current values in this price range remain robust.

Any anticipated investment scenarios exclude stamp duty or LBTT, legal costs, maintenance, financing, rental income, tax and inflation.

Risks to watch:

• Tax and policy changes. The confirmed UK Higher Value Council Tax Surcharge is scheduled to apply from April 2028 to properties valued at £2M or more with annual charges ranging from £2,500 - £7,500. If this £2M valuation subsequently crosses this threshold then it could be potentially affected.

• Interest rates and affordability

• Building condition and running costs

• Liquidity of investment

• Length of investment

• Use of investment - a main home should be assessed differently to an investment property being let out